Step 1 · Client Profile

Intake summary

Rhea infers a tax and risk profile from the must-ask levers. Every inferred value is an advisor-overridable default, never a silent assumption.

Edit intakePortfolio upload

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These are the must-ask intake levers Rhea uses to infer a tax and risk profile. Rhea's read on this client is generated after the portfolio is uploaded, so it can weigh the actual holdings — concentration, allocation, and embedded gains — rather than guess from intake alone.

Mandate

Funding amount$5,800,000
RegistrationJoint Taxable
StateCalifornia
Carve-outYes
Outside assets$9,000,000
Horizon12 years

Tax profile (inferred)

Federal bracket37%
NIIT (3.8%)Applies
AMT exposureUnlikely
Annual gain budget$600,000

Risk & liquidity

Risk capacity7/10
Risk tolerance7/10
Liquidity reserve10%
Illiquidity capacity20%

Constraints

ESG screenYes
ExclusionsFossil Fuels, Firearms
Single-name cap—

Purposes

Growth · primaryDatedGoal

Eligibility gates

Accredited investorConfirmed
Qualified clientConfirmed
Qualified purchaserNo

Eligibility gates are enforced before optimization. Strategies the client cannot access are visibly locked, not silently hidden.