Step 1 · Client Profile

Intake summary

Rhea infers a tax and risk profile from the must-ask levers. Every inferred value is an advisor-overridable default, never a silent assumption.

Edit intakePortfolio upload

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These are the must-ask intake levers Rhea uses to infer a tax and risk profile. Rhea's read on this client is generated after the portfolio is uploaded, so it can weigh the actual holdings — concentration, allocation, and embedded gains — rather than guess from intake alone.

Mandate

Funding amount$2,400,000
RegistrationIRA-Retirement
StateFlorida
Carve-outNo
Horizon8 years

Tax profile (inferred)

Federal bracket32%
NIIT (3.8%)No
AMT exposureUnlikely
Annual gain budgetNone set

Risk & liquidity

Risk capacity5/10
Risk tolerance4/10
Liquidity reserve15%
Illiquidity capacity5%

Constraints

ESG screenNo
ExclusionsNone
Single-name cap—

Purposes

Income · primaryPreservation

Eligibility gates

Accredited investorConfirmed
Qualified clientNo
Qualified purchaserNo

Eligibility gates are enforced before optimization. Strategies the client cannot access are visibly locked, not silently hidden.